Lowest 5 year fixed rate mortgage. Can't last forever.

Lowest 5 year fixed rate mortgage. Can’t last forever.
In response to the continued hype and excitement about rates I could not help myself but to write something about how low rates are and how low of a rate I have access too at the moment.
3.85% for a 5 year fixed rate mortgage!
I find it hard [...]

Fixed vs. Variable rate mortgage. It is a tie, kind of, not really.

Fixed vs. Variable rate mortgage. It is a tie, kind of, not really.
The age old debate of whether to go fixed or to go variable for your mortgage.
I found this video which I thought nicely laid out the pros and cons of each while layering in current market conditions to have a debate about each. [...]

Renew my mortgage. Before you do …

Renew my mortgage. Before you do …
This post is essentially a top 10 list of the things you should do and think about at least 2-3 months before your mortgage renewal date comes up.
If you would like to have peace of mind and confidence that your mortgage will be renewed at the best terms [...]

What is your variable rate mortgage at?

What is your variable rate mortgage at?
By now most all banks have confirmed that they have lowered their Prime lending rate by 0.50% to 2.50%, down from 3.00%, to match yesterdays 0.50% reduction by the Bank of Canada for their target for the overnight lending rate.
Good news to all those on variable rate mortgages I [...]

Can the Bank of Canada / Bank prime rate get any lower?

Can the Bank of Canada / Bank prime rate get any lower?
Hello all,
A little late in the day for this post however, better late than never, or at least I will let myself believe that for this post anyway. So the bank of Canada is meeting tomorrow to decide what they are going to do [...]